Understanding the overall value of the benefits you offer can help you keep your plans competitive and make strategic, cost-effective decisions for your organization.
Even if you rely on FEMA’s National Flood Insurance Program to secure flood coverage for your business, better alternatives exist in the private marketplace.
Small businesses can enhance HR capacity, offer richer benefits, manage risks and achieve growth with the full-service expertise and support of a professional employer organization (PEO).
Many companies don’t realize they have significant exposure to uncovered losses when employees use a hired or non-company-owned vehicle for work purposes.
Our experts’ in-depth analysis helps you stay abreast of the latest industry trends, secure optimal coverage and pricing, and address your most critical insurance and risk management challenges.
USI’s benefits, HR, and compliance solutions can help organizations effectively manage time-consuming responsibilities and focus on strategic activities.
With increasing pressure to disclose salary ranges, employers must develop comprehensive compensation strategies to attract and retain talent in a transparent job market.
While employers may choose a level-funded health plan over fully insured for the lower premium and greater transparency, there are additional compliance obligations to consider with this self-funded option.
Employers that switch to a high-deductible health plan to reduce spending should look at including a health reimbursement arrangement to maintain employees’ benefits experience.
Your business’s experience modification factor is impacted by many variables. Learn how to control it to lower your workers’ compensation premiums and total cost of risk.
